Golden & Cardona-Loya, LLP is a distinguished California-based law firm committed to safeguarding consumer rights. With offices in Chula Vista and San Diego, the firm offers comprehensive legal services to individuals facing financial challenges, ensuring that justice is accessible to all. yelp.com+6goldencardona.com+6facebook.com+6
About the Firm
Founding and Mission
Established with a resolute mission to protect California consumers, Golden & Cardona-Loya, LLP believes in the fundamental right to justice. The firm represents clients against banks, credit card companies, mortgage servicers, debt collectors, and other financial institutions, advocating for fair treatment and legal redress. goldencardona.com
Key Practice Areas
Golden & Cardona-Loya, LLP specializes in a broad spectrum of consumer law areas, including:yelp.com+6goldencardona.com+6goldencardona.com+6
- Debt Collection Defense: Protecting clients from unjust debt collection practices.
- Credit Reporting: Addressing inaccuracies and disputes in credit reports.
- FDCPA Cases: Enforcing the Fair Debt Collection Practices Act to prevent abusive debt collection.
- Identity Theft: Assisting victims in reclaiming their financial identity.
- Lemon Law: Advocating for consumers dealing with defective vehicles.goldencardona.com
- Student Loans: Providing guidance on student loan disputes and rights.apps.calbar.ca.gov+5goldencardona.com+5proskauer.com+5
- TCPA Robocalls: Combating unauthorized automated calls.
- Unlawful Repossessions: Challenging improper seizure of property.
- Vacating Default Judgments: Reversing unjust court decisions made without the defendant’s presence.
- Home Improvement Contracts: Resolving disputes arising from home improvement agreements.
- Data Breach: Assisting consumers notified of their inclusion in data breaches.goldencardona.com
The firm offers free consultations and represents individuals statewide, reflecting its commitment to accessible legal support. goldencardona.com
Achievements and Recognitions
Jeremy S. Golden
In 2011, Mr. Golden was nominated as one of San Diego’s Top Attorneys by SDMetro magazine in the field of Consumer Law. He previously obtained a unanimous seven-figure jury verdict for a police officer victimized by discrimination and retaliation. On behalf of consumers, he has successfully defended over 200 collection cases and prosecuted numerous cases for wrongful foreclosure and various violations of the FDCPA, TILA, and Rosenthal Act. goldencardona.com+1goldencardona.com+1goldencardona.com+1
Octavio Cardona-Loya II
Mr. Cardona-Loya’s academic accolades include the Dean’s Scholarship for Ethnic and Cultural Diversity and the Academic Achievement Award for Advanced Legal Research and Writing. He was also honored with the State Bar of California Wiley W. Manuel Award for Pro Bono Services in 2007. goldencardona.com+6goldencardona.com+6facebook.com+6
Client Testimonials
The firm has received commendations for its exceptional service:
- Highly Recommend: “Cory did an awesome job with my case. He won my case and I’m very happy with the outcome. I definitely would recommend Golden & Cardona Law Firm to anyone seeking legal defense. Everything was explained perfectly throughout the entire process and turned out absolutely great!”goldencardona.com
- Honest Law Firm: “Nothing but good things to say about Octavio ‘Vito’ Cardona, fair, honest and one good negotiator! Finally an honest law firm!”goldencardona.com+1goldencardona.com+1goldencardona.com+1
- Professionalism and Courtesy: “The professionalism and courtesy I have received from Golden & Cardona-Loya is outstanding.”yelp.com+4goldencardona.com+4apps.calbar.ca.gov+4
Contact Information
Office Locations
- San Diego Office: 9820 Willow Creek Road, Suite 420, San Diego, CA 92131goldencardona.com+1goldencardona.com+1goldencardona.com+1
- Chula Vista Office: 3130 Bonita Road, Suite 200B, Chula Vista, CA 91910yelp.com+3goldencardona.com+3goldencardona.com+3
Contact Details
- Phone: 619-476-0030apps.calbar.ca.gov+2goldencardona.com+2goldencardona.com+2
- Fax: 775-898-5471apps.calbar.ca.gov+2goldencardona.com+2goldencardona.com+2
- Website: https://www.goldencardona.com/
Golden & Cardona-Loya, LLP is steadfast in its dedication to consumer advocacy, offering expert legal representation to uphold the rights of individuals across California.